Utah Garnishment Forms: Which Forms You Need and How to Assemble the Packet

The most common reason garnishment filings get rejected in Utah isn't a bad case — it's a missing form. URCP 64D requires a multi-form packet served on both the garnishee (employer or bank) and the debtor, and leaving out a required form can result in a rejected writ. Pro se creditors routinely download the Application (1503DC) from the court website without realizing several additional forms are required.

Here is every form in the packet and where each one goes.

The Forms

1503DC — Application for Writ of Garnishment: Filed with the court alongside the $75 filing fee. This is the creditor's formal request asking the clerk to issue the writ.

1504DC — Writ of Garnishment (Property): Issued by the clerk for bank accounts and non-wage assets. Directs the garnishee to freeze the debtor's funds.

1505DC — Writ of Continuing Garnishment and Instructions: Issued by the clerk for wage/earnings garnishment. Directs the employer to withhold a portion of each paycheck for up to one year.

1506DC — Garnishee's Answers to Interrogatories (Property Other Than Earnings): The bank fills this out, reporting what funds were held and their exempt status.

1507DC — Garnishee's Answers to Interrogatories (Earnings): The employer fills this out after each pay period, reporting disposable earnings and the amount withheld.

1508DC — Notice of Garnishment and Exemptions: Tells the debtor their rights — what property is exempt, how to claim an exemption, and the deadline to file a challenge.

1509DC — Reply and Request for Hearing: The debtor uses this form to challenge the garnishment by claiming exemptions. The packet must include two copies so the debtor can serve one on the creditor.

Assembling the Wage Garnishment Packet

Before filing, you also need these supporting documents:

• 1501DC — Request for Verification of Employment (served on the employer before you file)
• 1502DC — Response to Verification of Employment (the employer returns this to you)
• 1004DC — Judgment Information Statement
• A copy of the judgment itself

Once employment is verified and the clerk signs the writ, build two packets:

Packet 1 — For the employer (served by sheriff, constable, or private process server):

1. Two copies of the signed Writ (1505DC)
2. Garnishee's Answers to Interrogatories — Earnings (1507DC)
3. Notice of Garnishment and Exemptions (1508DC)
4. Two copies of the Reply and Request for Hearing (1509DC)
5. The $25 garnishee fee (or let the employer deduct it from withheld funds under the May 2026 rule)

Packet 2 — For the debtor (served by first-class mail or hand delivery right after the employer):

1. Copies of everything in the employer packet
2. Copy of your Application (1503DC)

Assembling the Bank Garnishment Packet

Same application (1503DC), different writ — the clerk issues 1504DC instead of 1505DC. The interrogatory form changes to 1506DC (property) instead of 1507DC (earnings). Everything else — the Notice (1508DC), the Reply forms (1509DC), and the two-packet service structure — stays the same. The garnishee fee drops to $10.

Common Assembly Mistakes

Forgetting the 1508DC: Without the Notice of Garnishment and Exemptions, the debtor is not properly informed of their rights, and the garnishee may refuse to process the writ.

Only one copy of 1509DC: Two copies are required so the debtor can file one with the court and serve one on the creditor. Include both copies in the packet.

Serving the debtor packet late: The debtor packet must go out immediately after the garnishee is served, not days later.

Skipping employment verification: This step confirms whether the debtor is a current employee. If you garnish another person's property without reasonable diligence to confirm that person is the named debtor, that person may recover up to $1,000 under Utah Code § 78A-2-216.

Our Utah judgment collection guide includes a printable garnishment assembly checklist that walks through every form, every copy count, and every service step so nothing gets missed at the clerk's window.

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