$0 England & Wales Money Claim Response Checklist

County Court Hearing Preparation for the Defendant — What to Expect

The hearing notice arrives and gives you a date, a time, and a court address. If you have never been inside a county court before, the gap between filing your defence and actually standing in front of a judge can feel enormous. Here is what the hearing actually looks like, how to prepare for it, and what defendants routinely get wrong.

How long does a small claims hearing take?

Most small claims hearings are listed for one hour. Straightforward cases — a single invoice dispute, a deposit deduction, a car sale gone wrong — often finish in 30 to 45 minutes. Complex cases with multiple witnesses or a counterclaim can run to 90 minutes or occasionally a full morning.

The court listing letter tells you the allocated time. If your case is more complex than the allocation suggests, write to the court explaining why it needs more time. Failing to do so risks the judge having to rush through your evidence or, worse, adjourning the hearing to another date.

Fast-track and intermediate-track cases take longer — typically a day for fast track and up to three days for intermediate. But most defended money claims under £10,000 land on the small claims track.

What happens in the room

Small claims hearings are informal. They usually take place in a district judge's private room, not a courtroom. You sit at a table with the judge, the claimant (or their representative), and any witnesses. There is no dock, no jury, and no wigs.

The judge controls the hearing. The typical sequence is:

  1. Introduction: the judge confirms who everyone is and outlines the issues
  2. Claimant's case: the claimant (or their representative) explains their claim and presents evidence
  3. Defendant's case: you explain your defence and present your evidence
  4. Questions: the judge asks questions of both sides — this is where most of the real work happens
  5. Decision: the judge may give a decision immediately (most small claims cases), or reserve judgment and send it in writing within a few days

You are not cross-examining the claimant in the way you see on television. The judge does most of the questioning. You may be asked to respond to specific points the claimant has raised, and you can ask the claimant questions through the judge if something needs clarifying.

What to bring

The court will have sent directions after you filed your defence and returned the Directions Questionnaire (Form N180). Follow those directions precisely. Typical requirements are:

Your evidence bundle, prepared in advance and brought in duplicate (one copy for the judge, one for the claimant). The bundle should contain:

  • The claim form and your defence
  • Relevant correspondence (letters, emails, text messages) in date order
  • Photographs, if relevant (printed clearly, with dates and captions)
  • Invoices, receipts, contracts or agreements
  • Any expert evidence the court has permitted
  • A brief chronology — one page listing key dates and events

Number every page sequentially. A 30-page bundle with page numbers lets the judge say "turn to page 17" and everyone follows. An unnumbered pile of loose documents wastes hearing time and frustrates the judge.

Witnesses, if you indicated in your Directions Questionnaire that you would call any. Each witness needs a written witness statement, signed and dated, with the declaration "I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth."

Bring the witness in person. Small claims hearings rarely allow video or telephone attendance for witnesses unless the judge has made a specific direction.

Yourself, on time. Arrive 15 to 20 minutes early. Check in at reception, tell them you are the defendant in your case, and wait. If you are running late, call the court immediately — the number is on the hearing notice. A defendant who does not appear may have their defence struck out and judgment entered in their absence.

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Common mistakes

Not preparing a bundle. Turning up with a folder of loose documents and expecting the judge to sort through them during the hearing. Prepare the bundle at least a week before the hearing.

Not reading the claimant's evidence. The claimant should have sent you copies of their documents in advance (the court's directions usually require this). Read them carefully. Identify the specific points you disagree with and prepare your response.

Trying to introduce new arguments. Your defence is what you filed on Form N9B. The hearing is about the evidence, not about raising entirely new defences you did not plead. If you have discovered new facts since filing your defence, apply to amend it before the hearing.

Arguing about the law. On the small claims track, the judge is not expecting legal submissions. Explain what happened, show your evidence, and let the judge apply the law. Being factual and organised is far more effective than citing case authorities.

After the hearing

If the judge finds in your favour, the claim is dismissed. If the judge finds against you, a CCJ is entered. The order will state when payment is due and any instalment terms. Payment in full within one calendar month of the judgment date lets you apply to cancel the CCJ from the Register (court fee £19).

If you lose and believe the judge made an error of law or procedure, you can apply for permission to appeal within 21 days. Appeals from the small claims track are limited and rarely succeed — they require a point of law or serious procedural irregularity, not simply disagreeing with the decision.

The county court money claim response guide includes a hearing preparation section, a court bundle checklist, and a mediation preparation sheet — everything you need between filing your defence and walking into the hearing room.

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