$0 New Brunswick Small Claims Filing Checklist

Alternatives to Hiring a Lawyer for Small Claims in New Brunswick

If you are owed money in New Brunswick and the legal fees would eat most of what you are trying to recover, you are not alone. Lawyers in New Brunswick typically charge $2,000 to $15,000 for small claims representation, and independent paralegals cannot appear in Small Claims Court on behalf of clients for a fee — a restriction that eliminates the low-cost middle ground available in provinces like Ontario. Here are the realistic alternatives, what each one gives you, and where each one stops.

The Alternatives at a Glance

Alternative Cost What It Covers What It Does Not Cover
Step-by-step filing guide $24 Full procedural roadmap: demand letter → filing → service → hearing → enforcement, with 9 worksheets Legal advice on whether your claim will succeed
PLEIS-NB pamphlets and info sheets Free Plain-language explanations of individual court topics (filing, service, hearings, enforcement) No continuous workflow; topics covered in isolation
gnb.ca court portal Free Official forms, fee schedule, court locations No detailed end-to-end procedural sequence or form-filling guidance
Law school legal clinics Free (limited availability) Basic procedural guidance from law students supervised by lawyers Limited capacity; may not be available for your timeline
One-hour lawyer consultation $200–$400 Advice on the merits of your specific claim, strategy for the hearing Does not handle filing, service, or evidence prep for you
Process server $75–$250+ HST Physical service of documents and sworn Affidavit of Service Service only; no claim drafting, no hearing preparation
DIY from the statute Free Complete legal text of the Small Claims Act and regulations Requires comfort reading statutory language; no plain-language guidance

1. Step-by-Step Filing Guide

A jurisdiction-specific filing guide is the closest substitute for what a lawyer does procedurally — it tells you what to file, when, how, and in what order — without the cost of a lawyer or the restriction of needing one.

The Making a Small Claim in New Brunswick guide covers the full Small Claims Court process from deciding whether your dispute qualifies through to enforcing a judgment. It includes field-by-field instructions for Form 1 (Claim), the party-naming rules that cause claims to get rejected at the registry, the service rules and deadlines, the difference between liquidated and unliquidated default judgments, evidence organization, and post-judgment enforcement (Personal Property Registry registration, Sheriff Services enforcement, garnishment, examination of the debtor). Nine printable worksheets let you track deadlines, organize evidence, and prepare for the hearing.

Best for: First-time claimants who want one complete reference for the procedural side. Pairs well with a one-hour lawyer consultation if you also need advice on the merits.

Limitation: It explains how the court process works; it does not tell you whether you will win or how a Hearing Officer will weigh competing evidence.

2. PLEIS-NB (Public Legal Education and Information Service)

PLEIS-NB is a non-profit funded to provide free legal information to the public in New Brunswick. They publish pamphlets, information sheets, and online resources in both English and French on topics including Small Claims Court.

Their publications are accurate and well written. "Going to Small Claims Court" covers the basics — what the court is, who can use it, what the limit is. Other pamphlets cover service of documents, what happens at a hearing, and what to do after a decision.

Best for: Quick answers to specific questions. "How do I serve documents?" or "What is a default judgment?" — PLEIS-NB has a pamphlet for that.

Limitation: Each pamphlet covers one topic. There is no single document that connects filing to service to hearing to enforcement in one continuous workflow. A first-time filer will open six or seven separate pamphlets and piece the sequence together themselves.

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3. The Government Court Portal (gnb.ca)

The official court portal on gnb.ca is where you download the forms you will actually file — Form 1 (Claim), Form 2 (Response), Form 12 (Summons to Witness), Form 20 (Affidavit of Service), and others. It also lists the filing fees ($50 for claims up to $3,000, $150 for claims above $3,000) and the addresses of the eight judicial district registries.

Best for: Getting the blank forms and confirming the current fee schedule. You will use gnb.ca regardless of which other resources you choose.

Limitation: The forms are blank PDFs with no filling instructions. The website provides a basic process outline but not a detailed procedural sequence — what to do first, what comes next, or how the pieces connect.

4. Law School Legal Clinics

The University of New Brunswick Faculty of Law operates a legal clinic where law students, supervised by licensed lawyers, provide free legal assistance. Availability is limited and typically prioritized by financial need.

Best for: People who qualify for free legal assistance and whose timelines align with the clinic's capacity.

Limitation: Clinics have limited capacity. You may not be able to get an appointment before your limitation period runs or your court date arrives. The assistance is general guidance, not full representation — you will still file and present the case yourself.

5. One-Hour Lawyer Consultation

If your question is not "how do I file?" but "will my claim succeed?", a single consultation with a New Brunswick lawyer can answer it. At $200–$400 per hour, a consultation costs far less than a full retainer and gives you a professional opinion on the merits of your case, the strength of your evidence, and whether the amount you are claiming is reasonable.

Best for: Claimants who understand the filing process (or have a guide for it) but want professional advice on strategy, evidence, or a specific legal question like whether the limitation period has expired.

Limitation: A consultation gives you advice; it does not file the claim, serve the defendant, or represent you at the hearing. You still need to handle the procedural steps yourself.

6. Process Server

Private process serving agencies in Moncton, Fredericton, and Saint John charge between $75 and $250+ HST to personally serve your court documents on the defendant and provide a sworn Affidavit of Service (Form 20). This is the one step many claimants find most stressful — physically confronting the person you are suing — and outsourcing it is straightforward.

Best for: Claimants who are uncomfortable with personal service or whose defendant is evasive.

Limitation: A process server delivers documents. They do not help you draft the claim, choose the right judicial district, organize evidence, or prepare for the hearing. Service is one step in a multi-step process.

7. DIY From the Statute

The Small Claims Act (S.N.B. 2012, c. 15) and the General Regulation are publicly available on the New Brunswick government website. If you are comfortable reading statutory language, everything you need to know about the court's jurisdiction, procedures, forms, fees, and timelines is in these documents.

Best for: People with legal literacy who prefer primary sources over secondary guides.

Limitation: Statutes are written for lawyers, not first-time litigants. The procedural steps are not laid out in the order you will experience them, the regulations are a separate document from the Act, and practical details (how to actually fill out Form 1, what a Hearing Officer expects at a hearing, how garnishment works in practice) are not covered.

Combining Alternatives

The strongest approach for most first-time claimants combines two or three of these:

  1. Filing guide + gnb.ca forms — covers the procedural sequence end to end. The guide tells you what to do; gnb.ca gives you the official forms to do it with.
  2. Filing guide + one-hour lawyer consultation — covers both procedure and merits. Use the guide for the mechanical steps and the lawyer for the judgment calls.
  3. Filing guide + process server — covers procedure plus outsources the one step most people find hardest.

The total cost of all three combined — guide, consultation, and process server — is still typically under $700, compared to $2,000–$15,000 for a lawyer to handle the whole case.

Who This Is For

  • Anyone in New Brunswick owed money up to $20,000 who cannot justify the cost of a lawyer
  • First-time claimants who want to understand their options before committing to one
  • Sole traders, contractors, consumers, and vehicle buyers with straightforward monetary claims
  • People who want to handle the filing themselves but may consult a lawyer on specific questions

Who This Is NOT For

  • People seeking more than $20,000 who are unwilling to abandon the excess (the full claim belongs in the Court of King's Bench, where legal representation is strongly recommended)
  • Residential tenancy disputes (Tenant and Landlord Relations Office, formerly the Residential Tenancies Tribunal, not Small Claims Court)
  • Cases involving complex legal questions where the outcome depends on a legal argument, not the facts
  • Anyone who needs full legal representation, including court appearance by a lawyer

Frequently Asked Questions

Why can't I hire a paralegal instead of a lawyer in New Brunswick?

New Brunswick restricts independent paralegals from appearing in Small Claims Court on behalf of clients for a fee. Unlike Ontario, where licensed paralegals can represent you in small claims matters for a fraction of a lawyer's cost, New Brunswick offers no regulated paralegal option. Your choices include self-representation or a lawyer; an Articled Student-at-Law may also appear, and an unpaid agent requires the Hearing Officer's leave. Students-at-Law (articling students supervised by a lawyer) can sometimes appear at a reduced rate — ask any law firm you contact.

What is the cheapest way to file a small claim in New Brunswick?

The absolute minimum cost is the filing fee ($50 for claims up to $3,000, $150 for claims above $3,000) plus postage or personal service costs. If you download the forms from gnb.ca, read the statute yourself, serve the documents personally, and represent yourself at the hearing, the only hard costs are the fee and any copying or mailing expenses. Adding a filing guide keeps the total well under $200.

Can I recover my costs if I win?

The Hearing Officer has discretion to award costs, which can include the filing fee and reasonable disbursements. Legal fees are generally not awarded in Small Claims Court. The specific costs recovered depend on the Hearing Officer's decision and the circumstances of your case.

What if the other side has a lawyer and I do not?

Having a lawyer does not change the evidence. The Hearing Officer evaluates the facts, the documents, and the applicable law — not who presented them. Many self-represented claimants succeed against represented defendants. The key is being organized: bring your evidence in order, know the timeline of events, and present your case clearly. That is exactly what a structured filing guide prepares you to do.

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